According to the Reserve Bank of India (RBI) December Financial Stability Report, the central bank urged jurisdictions to prioritize central bank digital currencies (CBDCs) over privately issued stablecoins to preserve the integrity of financial systems, as stated in the RBI December Financial Stability Report. The RBI December Financial Stability Report highlights that privately issued stablecoins raise financial integrity and stability concerns, reinforcing the policy preference for CBDC development noted in the RBI December Financial Stability Report. For traders, the RBI December Financial Stability Report sets a clear policy priority in India that can shape how USDT and USDC are treated on regulated platforms, making ongoing monitoring of INR-stablecoin market conditions and RBI communications a necessary part of risk management as indicated by the RBI December Financial Stability Report.